Get a discharge of charge or certificate of outright purchase for a settlement-scheme plot
State Department for Lands and Physical Planning · sources read 2 Oct 2026
Once you've fully paid the land or development loan on your settlement-scheme plot, ask the Land Adjudication and Settlement office for a discharge of charge or a certificate of outright purchase. It's free and takes about 15 days.
- Fee
- We couldn't confirm a fee from the official page. Check it there before you pay.
- How long
- About 15 days
- Where
- Your Land Adjudication and Settlement office
What you need
- Proof that the loan is fully repaid
Steps
- Finish paying the full land or development loan on the plot.
- Take your proof of full repayment to the Land Adjudication and Settlement office and ask for the discharge or certificate of outright purchase. There's no charge.
- The office checks your payment records and updates the land register so your title shows no loan.
Watch out
- This service is free. Don't pay anyone to process it.
- It is only issued after the whole loan is paid, so clear any balance first.
Who can apply
- Settlement-scheme beneficiaries who have fully paid for their allocated land.
Official sources (2)
- Discharge of Charge/Outright Purchase Certificates lands.go.ke · read 2 Oct 2026
- SDLPP Service Charter (Updated 2025) lands.go.ke · read 2 Oct 2026