Register as a reporting institution with the Financial Reporting Centre (goAML)
Financial Reporting Centre · sources read 4 Oct 2026
If your business is a reporting institution under POCAMLA (for example a bank, SACCO, real estate agency, casino, lawyer or dealer in precious metals or stones), you must register with the FRC, and you can only do it online on goAML. Fill in Form FRC RF 1-1, have your CEO sign it before a Commissioner for Oaths, attach the documents and submit.
- Fee
- We couldn't confirm a fee from the official page. Check it there before you pay.
- Deadline
- Once registered: send your annual compliance report to the FRC by 31 January of the following year.
- Where
- Online only, on the FRC goAML portal (goaml.frc.go.ke)
What you need
- Application form FRC RF 1-1, signed by your CEO and witnessed by a Commissioner for Oaths
- All the supporting documents listed in the FRC registration guidelines, attached in goAML
Steps
- Open the goAML landing page and click 'RI Registration Requirements' to read the registration guidelines.
- Fill in the application form and have your CEO sign it in front of a Commissioner for Oaths.
- On goAML, choose 'Register', fill in your institution's details and create your login.
- Attach all the required documents in the attachments section, then submit the application to the FRC.
- Wait for the approval notice. You are only registered once it arrives with your unique organisation number.
Watch out
- Not registering with the FRC is a punishable offence.
- There is no paper or walk-in option: registration is done only through goAML.
- After you register, you must report a suspicious transaction to the FRC within two days of the suspicion arising.
Who can apply
- Every reporting institution covered by POCAMLA must register with the FRC.
- Financial institutions such as commercial banks, microfinance institutions, forex bureaus, money remitters, digital credit and payment service providers, stock brokers, fund managers, life insurers and deposit-taking SACCOs.
- Non-financial businesses and professions: real estate agencies, casinos (including internet casinos), dealers in precious metals and stones, trust and company service providers, and advocates, notaries and other independent legal professionals.
Official sources (2)
- Compliance frc.go.ke · read 4 Oct 2026
- goAML (FRC Kenya) goaml.frc.go.ke · read 4 Oct 2026