Apply for KDC business funding (working capital, asset, project or digital finance)
Kenya Development Corporation · sources read 2 Oct 2026
Pick a KDC loan product, create an account on the KDC customer portal and apply there. Loans start at KSh 5 million and need a registered business with 12 months of bank statements.
- Fee
- We couldn't confirm a fee from the official page. Check it there before you pay.
- Where
- Online on the KDC customer portal, or KDC offices at 17th Floor, Uchumi House, Aga Khan Walk, Nairobi
What you need
- 12 months of bank statements
- Your company registration number, to create a portal account
Steps
- Choose the product that fits: working capital, asset finance (machinery, equipment, non-PSV vehicles), project finance or Digi-Finance.
- First time? Create an account on the KDC customer portal.
- Click 'Apply Now' on the product page and submit your application on the portal.
- For questions, call KDC on 0727 534 572 or email info@kdc.go.ke.
Watch out
- Minimum loan is KSh 5 million (KSh 10 million for project finance), so this is not for very small businesses.
- Project finance and Digi-Finance need you to put in at least 33% of the cost yourself.
- KDC is the merged ICDC, IDB Capital and Tourism Finance Corporation, so apply to KDC for what those used to offer.
Who can apply
- A business or co-operative registered in Kenya.
- Working capital and asset finance: at least 3 years of operations.
- Digi-Finance: digital and creative businesses (fintech, e-commerce, film, music, gaming and more) with 2 years of operations or a working prototype with traction.
Official sources (6)
- Working Capital Term Loan Facility kdc.go.ke · read 2 Oct 2026
- Asset Finance Facility kdc.go.ke · read 2 Oct 2026
- Project Finance Facility kdc.go.ke · read 2 Oct 2026
- Digi-Finance Facility kdc.go.ke · read 2 Oct 2026
- Who we are kdc.go.ke · read 2 Oct 2026
- Customer Portal Login portal.kdc.go.ke · read 2 Oct 2026