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Find and claim unclaimed money or assets (UFAA)

Unclaimed Financial Assets Authority · sources read 30 Sep 2026

Search for your name by dialling *361# or on UFAA's Find & Claim portal. If something is there, fill in the right claim form plus the indemnity form, have them commissioned by a lawyer, and lodge the claim online, at a Huduma Centre or at UFAA's office. Claiming is free.

Fee
FreeProcessing a valid claim
How long
Owner claims within 30 days, beneficiary claims within 90 days, after a fully supported claim
Where
Search on *361# or reunify.ufaa.go.ke; lodge on eCitizen, at a Huduma Centre or at UFAA, Pacis Centre, Westlands, Nairobi
Go to UFAA

What you need

  • Owner claim form (Form 4A), commissioned by a lawyer. Other forms: 4B for a deceased person's assets, 4C for a business, 4D for an agent or a child
  • Indemnity Agreement (Form 5), commissioned by a lawyer
  • The original letter from the bank, insurer or company confirming it sent the money to UFAA
  • A copy of your ID or passport certified by a lawyer
  • A copy of your KRA PIN certificate
  • The Payment Details form plus a bank or M-Pesa statement, deposit slip or withdrawal slip showing the account name and number
  • For a deceased owner: copy of the death certificate and a Confirmation of Grant (High Court) or Certificate of Summary Administration

Steps

  1. Search for your assets: dial *361# or use UFAA's Find & Claim portal (reunify.ufaa.go.ke).
  2. Download the right claim form from ufaa.go.ke (or pick it at UFAA's offices) and have it witnessed by a Commissioner of Oaths.
  3. Lodge the claim with all documents on eCitizen, at any Huduma Centre, or at UFAA, Pacis Centre, 2nd Floor, Slip Road off Waiyaki Way, Westlands, Nairobi.
  4. Once the claim is fully supported, UFAA pays into the bank or M-Pesa account on your Payment Details form.

Watch out

  • There is no deadline. You can claim at any time, even years later.
  • If your names differ between your ID, KRA PIN and the bank's or company's records, or are shortened to initials, you need an original affidavit.
  • UFAA does not charge to process a valid claim, so you don't need to pay an agent to claim for you.

Who can apply

  • Anyone can have unclaimed money with UFAA, for example a dormant bank account, unclaimed dividends, pension or insurance benefits
  • The owner, or someone with a legal right to it (for example family of a person who has died, with the right court papers)
Official sources (5)
  1. Frequently Asked Questions ufaa.go.ke · read 30 Sep 2026
  2. Claiming Instructions ufaa.go.ke · read 30 Sep 2026
  3. UFAA Service Charter (PDF) ufaa.go.ke · read 30 Sep 2026
  4. Press release: Government launches nationwide reunification services through Huduma Centres (25 Feb 2026) ufaa.go.ke · read 30 Sep 2026
  5. UFAA Find & Claim portal reunify.ufaa.go.ke · read 30 Sep 2026

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