Pay SHA in instalments with Lipa SHA Pole Pole
Social Health Authority · sources read 2 Oct 2026
If you are not salaried, pay your first 4 months of SHA premium upfront, then dial *147# or *254# and choose Lipa Pole Pole to pay the rest daily, weekly or monthly. Your full annual cover starts as soon as you enrol.
- Fee
- We couldn't confirm a fee from the official page. Check it there before you pay.
- How long
- Cover starts immediately when you enrol
- Where
- On your phone: *147# or *254# (Hustler Fund), with M-PESA Paybill 200222
What you need
- Your ID number (it is the account number for Paybill 200222)
Steps
- Make sure you are registered with SHA and have done means testing, so you know your annual premium.
- Pay the first 4 months' premium on M-PESA Paybill 200222, account number: your ID number.
- Dial *147#, select 'Lipa Pole Pole' and follow the prompts. Or dial *254#, go to Hustler Fund, then Lipa Pole Pole, then SHA Payment.
- Choose to repay daily, weekly or monthly, and set up an M-PESA Ratiba standing order so payments go automatically.
Watch out
- If you miss a repayment, your SHA account becomes inactive.
- Can't raise the 4 months upfront? You can't enrol yet, so save towards it bit by bit.
- You can leave the plan any time, but you must first clear what you still owe.
Who can apply
- Non-salaried Kenyan residents registered with SHA who have done means testing, got their annual premium and have no SHA arrears
- You can still join if you have a Hustler Fund or Bridge loan, unless it is more than 45 days overdue
Official sources (5)
- LIPA POLE POLE sha.go.ke · read 2 Oct 2026
- FAQ: Who is eligible for LIPA SHA POLE POLE? sha.go.ke · read 2 Oct 2026
- FAQ: What is the penalty for late loan repayment? sha.go.ke · read 2 Oct 2026
- FAQ: Can I opt out of the LIPA SHA POLE POLE? sha.go.ke · read 2 Oct 2026
- FAQ: What happens if I cannot afford the 4 months' upfront payment? sha.go.ke · read 2 Oct 2026